How To Set Up A Personal Budget

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Everyone should know how to set up a personal budget, because it help you incorporate financial discipline into your life.  As I explained in my previous post, What Is A Monthly Budget?, anything you do to apply discipline to control your spending will help you in your financial journey to retirement. Putting …

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What Is A Monthly Budget?

One of the questions I hear sometimes is, “What is a monthly budget?”  I’m always surprised at this but I can understand where the question comes from. A budget is simply a tool that you can use to help you apply financial discipline (more on discipline as it relates to finances …

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